Loan Products

Flexible Financing Solutions Designed to Meet Your Real Estate Investment Needs

At the SubTo Money Hub,

we provide flexible and fast financing options to help real estate investors like you seize every opportunity. Whether you’re looking to rehab a property, bridge the gap between transactions, or start a new construction project, we have the loan solutions you need to grow your portfolio. Explore our loan options below and click through for more details to find the best fit for your investment strategy.

DSCR Loans

Debt Service Coverage Ratio (DSCR) loans are designed for real estate investors focused on rental income. Instead of relying on personal income, DSCR loans are based on the property’s cash flow potential, making them a great fit for investors looking to scale their rental portfolios without the typical income verification hurdles.
Learn more about DSCR Loans →

Rehab Loans

Looking to purchase and renovate a property? Our rehab loans provide the capital you need to cover both the acquisition and renovation costs. With quick approvals and flexible terms, this loan is ideal for investors aiming to flip properties or improve rental units for long-term cash flow.
Learn more about Rehab Loans →

Ground Up Loans

Ready to break ground on a new project? Our construction loans provide the financing you need to start building from the ground up. These loans cover the cost of construction and offer flexible draw schedules to match your project’s timeline, making them perfect for developers and investors alike.
Learn more about Ground Up Loans →

Bridge Loans

Need temporary financing to cover a real estate purchase while waiting for permanent financing or the sale of another property? Bridge loans offer short-term capital, helping you bridge the gap between transactions or investment opportunities. Ideal for investors who need fast funding to secure their next deal.
Learn more about Bridge Loans →

 

Get in Touch

At the SubTo Money Hub, we’re committed to providing real estate investors with the financial solutions they need to succeed. Contact us today to explore our flexible loan options and take the next step in growing your portfolio.

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The SubTo Money Hub is a credentialed DSCR broker approved to deliver loans to a firm licensed (i) by the Financial Division of the California Department of Business Oversight as a California Finance Lender and Broker under DBO license #60DBO-73498, (ii) by the Department of Financial Institutions of Arizona as a Arizona Mortgage Banker under License # BK-1004278, (iii) in Minnesota as a Residential Mortgage Originator under License #MN-MO-1835832, (iv) maintains its Residential First Mortgage Notification status in Utah through the Utah Department of Financial Institutions, (v) by the Division of Financial Regulation of Oregon as an Oregon Mortgage Lender under License # ML-5871 and (vi) by the Nevada Division of Mortgage Lending as a Mortgage Company Licensee under License # 5168.
It should be noted that not all loan products or services are available in all states.
Rates, terms and conditions offered apply only to qualified borrowers in accordance with guidelines at the time of application, property factors and geography and are subject to change at any time without notice. All loans are subject to full underwriting approval. This is a non-binding expression of interest and does not create any legally binding commitment or obligation on the part of SubTo Money Hub or its affiliates and are subject to credit, legal and investment approval process. Rates and terms are subject to change at any time without notice.

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